©2019 by STEP Caribbean Conference. All rights reserved.

MEET THE TEAM

 

NATALIE AUGUSTIN

Financial & Corporate Services

Natalie is a graduate of the University of Warwick (BA) and University of West London (CPE & Bar Finals) with more than 21 years professional legal experience.   Natalie, a Barrister, admitted to The Honourable Society of Middle Temple, specializes in Corporate and Commercial Law, with an emphasis on incorporations, mergers, acquisitions and licensing, through her law firm GLITZENHIRN AUGUSTIN & CO. She also specializes in international financial services, with an emphasis on the establishment of Licensed entities such as Banks and Insurance companies through her firm of Registered Agents, FINANCIAL & CORPORATE SERVICES LTD. (‘FINCOS’), along with the formation of Trusts and International Business Companies.

She serves and has served on the Board of Directors of the National Development Corporation, and is a Committee Member of the St. Lucia Bar Association.  She is the immediate past Chairman of the local STEP branch and the current Secretary of both the Caribbean & LATAM regional committee and the International Financial Services Association of St. Lucia.  Natalie is fluent in German and enjoys travelling, photography and entertainment.

 

ANITA BAIN

The Central Bank of the Bahamas

Anita M. Bain holds a B.A. degree from Taylor University in Accounting. She is a Certified Public Accountant (CPA) and a member of the Society of Trust and Estate Practitioners (STEP). She is the Chief Examiner in the Bank Supervision Department at The Central Bank of the Bahamas ("the Bank"), where she oversees the management of onsite examinations of banks and trust companies. Prior to joining Bank she held directorships and senior management positions in the international banks and trust sector at several institutions.

Anita began her career with the accounting firm, Ernst & Young and spent seven years with the firm working in both The Bahamas and New York offices on audit engagements for a myriad of companies mainly in the financial services sector. She left Ernst & Young having attained the level of Audit Manager. She currently serves as a Director and Treasurer of STEP Bahamas Branch.  She is also a member of The Bahamas Institute of Chartered Accountants.


 

MERLINE BARRETT

Keithley Lake & Associates

Merline Marcia Barrett is a lawyer with over 16 years of experience and a Partner in the Firm of Keithley Lake & Associates. She is a member of the Society of Trust and Estate Practitioners (STEP) and currently serves as Secretary of the Anguilla branch. Her primary areas of practice are Banking and Finance and Real Estate Development and Acquisitions.

Merline has vast amounts of experience in international loan finance and in the creation of various types of real estate development projects.  In fact, she has been involved in almost all of the major multimillion dollar financing and real estate development deals that have taken place in Anguilla in the last 12 years. Her ability to quickly identify and dissect complex issues and to propose meaningful solutions to problems have led to her being the “go to” person on all matters relating to real estate development and project finance.

Merline obtained her law degree from the University of the West Indies in 1997 and her Legal Education Certificate from the Norman Manley Law School in Jamaica in 1999. Her desire to ensure that she remained on the cutting edge in her field led her to pursue further studies and in 2007 she was awarded a Master of Science Degree from the University of London with specialization in Finance and Financial Law. In May 2015, she also became one of a handful of persons in Anguilla to be trained in the field of Captive Insurance when she received her Associate in Captive Insurance.

Merline is admitted to the bars of Jamaica and Anguilla (1999) and St. Kitts and Nevis (2004). She is also the Secretary of the Anguilla Bar Association.

 

 

DIANNE BINGHAM

Butterfield Trust

Dianne Bingham, a 30 year veteran of the financial services industry and recipient of the prestigious Bahamas Financial Services Board (BFSB) Professional of the Year award, serves as Vice President and Head of Fiduciary at Butterfield Trust (Bahamas) Limited.

Dianne is the Past chairman of the Bahamas branch of the Society of Estate and Trust Professionals.

A graduate of the University of Windsor in Ontario, Canada, Ms. Bingham earned both a B.Sc. (Hons) in Accounting and a B.A. in Economics, is a registered holder of the CSC and a licensed TEP. She began her financial services career as an accountant with the Nassau branch of PriceWaterhouseCoopers, formerly PriceWaterhouse, subsequently accepting a position in the Nassau office of a major Canadian bank and trust company, serving as Manger Client Accounting and later, as Director of its Private Client Group. Prior to joining Butterfield Trust (Bahamas), Mrs. Bingham headed the trust division of a local Bank where she was directly responsible for substantial growth of the domestic trust business and increasing the Bank’s market share and expanding its business internationally.   

Speaking at seminars and conferences Ms. Bingham was named ‘Professional of the Year’ 2004 by the BFSB, and served as a past Director of the Bahamas Financial Services Board. At Butterfield Trust Mrs. Bingham will have responsibility of overseeing the management and administration of the Trust company’s international clientele, providing estate planning and trust services to local and international high net-worth individuals.

Dianne is also a recipient of the STEP Founders award.

 

THEO BURROWS

Graham Thompson

Theo Burrows is a Partner at Graham Thompson who practices in the firm’s Corporate and Financial Services Practice Group. Theo’s practice areas include, private client and wealth management, commercial transactions, financial services, insurance law and regulation. In particular, he specializes in trusts, wills, estate planning, foundations, private trust companies, company law and international commercial law. Theo regularly provides advice to trust companies on the development of new services, issues arising in trust administration and regulatory issues.

 

Theo is a Director of the STEP Bahamas Branch and has a passion to help increase the attendance and promote the active engagement of millennials in the trust and estate planning industry through the Millennial Initiative. In 2018, he was recognized as The Bahamas Financial Services Board’s (BFSB) Millennial of the Year.

 

TAMMY CLARKE

Sun Life Financial International

Tammy's career has held focus for more than twenty-five years on Wealth Planning, Estate,Trust Corporate Structures and Insurance Services with particular emphasis on Europe, Asia and Latam regions. Having received her formal training with the Bermuda College, University of Kent Law and distance learning with University of Manchester Business School, she is presently the AML Title Specialist with Sun Life Financial International after more recently an Assistant Vice President with HSBC Private Bank. She has managed complex structures of portfolios of trusts, corporates estates, developed teams of fiduciary specialists, as well as extended her compliance review and policy writing skills . Her career has included financial services supervision with the Bermuda Monetary Authority within its Banking, Trust and Investment with responsibility for leading onsite audit examinations, prudential interviews, approvals, Private Trust Companies' initial incorporation, corporate mergers and Educational Plans.

She is a member of the International Compliance Association and holds the MICA designation as well as a full member of the Society of Trust and Estates Practitioners (TEP) and a present Board member of the STEP Bermuda branch. Tammy had been a regular Editorial Contributor of the Bermuda jurisdictional laws and overview to the international publication, Trust & Trustees, Gostick Hall Publications. She was also a participant in the BVI of the AML/CFT for Caribbean Regulators of Company and Trust Service Providers held by the International Monetary Fund (IMF), the Foreign Commonwealth Office (FCO), in providing practical review and advice to develop a common regional approach for supervisory agencies to ensure compliance with international standards, as well as identifying risks and vulnerabilities specific to the Caribbean and Latam region and preparation for future IMF assessments. Tammy has been a Presenter at conferences to the international Egmont Group of Financial Intelligence Units and provided training to both the Bermuda Police Service FIU/FIA as well as has taught lectures of the Wills and Estates course for the Bermuda Government Department of Community and Cultural Affairs. She was also a part of the Advisory panel on the team of the Consultative Committee for FATCA implementation providing assistance to the Ministry of Finance, Bermuda.

 

 

ARTHUR DICHTER

Berkowitz Pollack Brant

Art Dichter has more than 25 years of experience assisting international private clients in planning and compliance for foreign trusts, crossborder estate planning, preimmigration planning, and US tax compliance matters.

He also specializes in assisting multi-national companies with complex transactions, including inbound investments and structuring with holding companies.

Dichter has been a guest lecturer at the University of Miami School of Law and is a frequent speaker at international tax and STEP conferences. 
He is a member of the Tax Section of the Florida Bar and has served on the International Tax Committee of the FICPA. He is also a Member of the Board for the STEP Miami Branch.

 

TARA FRATER

FT Legal, Attorneys –at-law

Tara E. Frater is the Principal and Founder of FT Legal, a boutique legal practice and consulting service based in Barbados serving clients seeking to do business in the Caribbean. Her practice areas include: Corporate and Commercial, Finance, FinTech, Securities Regulation, Trust & Estate Planning, Immigration and Real Estate.

 

She is an experienced attorney at law with over 15 years of experience working at leading firms in international financial services centres in the Caribbean, such as Walkers and Harney Westwood & Riegels in the British Virgin Islands. She moved on from Lex Caribbean, a firm based in Barbados, as a Partner in 2019 to found FT Legal.  She has lectured in various fora on legal issues and her speaking engagements include various Caribbean and Latin American conferences hosted by the Society of Trust and Estate Practitioners (STEP) and other organisations. 

 

Tara actively engages on issues affecting the international financial services sector in the Caribbean and serves as the Chairperson of the STEP Barbados Branch and is a former Director of the Barbados International Business Association (BIBA). She made the Citywealth IFC Power Women Top 200 List in 2018, 2017, 2016, 2015 and 2014, which recognises women of influence in government, private wealth, private client advisory and philanthropy across international financial centres.  She has keen interest in cryptocurrencies and the transformative potential of blockchain technology.

Tara is a passionate believer in the power of entrepreneurship and technology as a catalyst for the development of the Caribbean and advocates for youth empowerment in this context.

 

NIKEIRA HANNA

Vice Chair of the Society of Trust and Estate Practitioners Turks and Caicos Islands Branch

Nikeira Hanna is a belonger of the "Beautiful by Nature" Turks and Caicos Islands and currently serves as the Vice Chair of the Society of Trust and Estate Practitioners Turks and Caicos Islands Branch. She has held the role of Vice Chair for two consecutive years. She has worked for one of the largest and most experienced law firms in the Turks and Caicos Islands, Miller Simons O'Sullivan, and M & S Trust Company, for the past eight years in the capacity of Trust Assistant. She is currently working towards obtaining her LLB(Hons) with the University of Essex.

 

ELIZABETH HARPER

Daniel Brantley

Elizabeth holds a Bachelor of Laws (LL.B.) (Hons.) and a Bachelor of Arts (BA) (Hons.) from the University of the West Indies. She is a graduate of the Norman Manley Law School, Jamaica.

Elizabeth is a Partner at the law firm Daniel Brantley. Her practice areas include Banking & Finance, Commercial and Offshore Trust, Civil and Commercial Litigation, Company Law and Corporate Law. Her client base consists of numerous international banks and corporations whom she advises on various banking, commercial, trust, financial and securitization matters.

Elizabeth is admitted to practice in Jamaica and the Federation of St. Kitts and Nevis. She is a member of the St. Kitts and Nevis Bar Association and the OECS Bar Association. She also serves as a member of the Bar Council of the St. Kitts and Nevis Bar Association.

She currently serves as the Vice Chair for the STEP Nevis Chapter. She also served as Secretary of the STEP Caribbean and Latin America Regional Committee.

Elizabeth's recent accolades include being in the ranking 'Leaders in their Field' for the Chambers and Partners Global Guide 2018. She is a recent recipient of the STEP Founders Award for Outstanding Achievement.


 

 

ROLAND JONES

The Axebridge Group

Roland Jones AICB, CGA, FCA, TEP is Managing Director and Founder of the Axebridge Group, a wealth and corporate services management firm specializing in finding traditional and alternative solutions for private and corporate clients. Roland has more than 23 years of experience in the areas of Banking, Trusts, Wealth Management and International Financial Services. Roland is a trust professional, a chartered accountant and banker and sits on the board of the Axebridge Group of companies and several private international business companies. He is a fellow with the Institute of Chartered Accountants of Barbados (ICAB) and a member of Certified General Accountants of Canada (CGA), the Institute of Canadian Bankers (ICB), the Canadian Tax Foundation, and the Society of Trust and Estate Practitioners (STEP). Roland is the current Chair of the STEP LATAM and Caribbean region and sits on the Council of STEP worldwide. He has published several articles on trusts and corporate issues and is a recent recipient of the STEP Founders Award for Outstanding Achievement.

 

VANESSA KING

O'Neal Webster

Vanessa is a partner in the private client team at O’Neal Webster, a premier offshore law firm based in British Virgin Islands (BVI) and also with an office in London. Vanessa specialises principally on BVI offshore trusts, wills, estate planning and private client wealth management but enjoys a diversified practice which includes corporate and commercial work. Her client base covers the major financial centres of the world, domestic and international financial institutions, leading onshore law firms and trust companies.
 
Vanessa serves as the current Chairman of the BVI Branch of the Society of Trust and Estate Practitioners (STEP BVI), and is a member of the BVI Financial Services Institute Advisory Council, the BVI Bar Association and the Fiduciary Liaison Committee of the BVIFSC. Vanessa  was also appointed by the Premier of the BVI to sit on the  Financial Services Business Development Committee.
 
Vanessa’s recent accolades include being recognised as a leading lawyer by IFLR1000 2013, Legal500, 2014, Chambers Global 2014 and a recommended lawyer within CityWealth Leader’s List 2013.

 
 

AMANDA LASHLEY

Cidel Bank & Trust Inc.

Amanda is Vice President, Trust & Legal at Cidel Bank & Trust Inc., her responsibilities include managing Cidel’s trust services division and advising on aspects of law relating to trusts, wills, and estates. Prior to joining Cidel, Amanda worked with a Barbados offshore bank as the vice president of structured services, where she managed international trust and corporate relationships and worked on corporate, commercial and international business transactions. Her previous experience also includes working at Royal Bank of Canada in Barbados as a senior trust officer and PricewaterhouseCoopers in Barbados as a senior associate.

Amanda is a member of the Barbados branch of the Society of Trust and Estate Practitioners and has published articles on Trusts for the STEP Journal and is the Immediate Past Branch Chair. She is also a member of The International Tax Planning Association (ITPA).

Amanda holds an LLB from the University of the West Indies and in 1997 was called to the bar of Barbados and Trinidad, she has an LEC from Hugh Wooding Law school, the TEP designation from the Society of Trust and Estate Practitioners.

JOHN LAWRENCE

Windermere Advisors

John Lawrence is President and a Director of Windermere Corporate Management Limited.  The Windermere Group is based in Nassau, Bahamas and provides a full suite of Family Office Services including private trust company services, family governance, estate management, corporate services, funds services, property management, yacht registration, accounting, structuring & administering variable life insurance products, consulting and other financial services.

John was a recipient of the STEP Founders award in December 2018. In 2010 He was presented with the “Executive of The Year” award by the Bahamas Financial Services Industry – recognizing “Outstanding Contribution to the Financial Services Industry”.  John started his career with Price Waterhouse where he practiced as a Certified Public Accountant for 5 years working in the tax department and special practice unit for investment companies.  He then went on to private banking, working for Coutts & Co. for 7 years and subsequently as the Managing Director for MeesPierson (Bahamas) Limited where he worked for 9 years.  MeesPierson was part of the Fortis Group which was a Forbes World Super 50 company. 

John is very active in the Society of Trust & Estate Practitioners having served in numerous positions including: Deputy Chairman of STEP Worldwide, a member of the STEP Worldwide Council and a STEP Worldwide Board Member. John is also the past Chairman of the STEP governing body for the entire Caribbean & Latin American Region and a co-founder of the STEP Latam Conference. 

John currently serves as a Board member of the Bahamas Financial Services Board and also has served on the board of a Cayman Islands insurance company and several international banks and trust companies.

 

HÉLÈNE ANNE LEWIS

SimonetteLewis

Hélène Anne Lewis is a national of Trinidad and Tobago and English qualified lawyer of more than twenty-five years who has been practising in the BVI since 1990. She is the Founding Partner of SimonetteLewis a boutique law practice that serves as BVI legal advisers on property, trust, probate and corporate matters involving BVI structures. With her Litigation Partner, she has also appeared in several high value trust and civil litigation matters in the Commercial Division of the Eastern Caribbean Supreme Court and the Court of Appeal. She has presented to several conferences on Trust, Compliance and Corporate issues and is an Emeritus Member of the organising committee of one of the trust industry’s most successful conferences – the STEP Caribbean Conference which she has chaired twice in her capacity as Chairman of the BVI Branch of the Society of Trust and Estate Practitioners (“STEP”).

After admission to the Bar at Gray’s Inn, England the former Hélène Anne Simonette returned to Trinidad where she was at various times, State Counsel in the Attorney General’s Chambers, Legal Advisor to the Ombudsman and to the Leader of the Opposition. After having been the Senior Crown Counsel and sometimes Acting Attorney General of the Turks and Caicos Islands, she joined a prominent BVI law firm in 1990 and established her own practice (SimonetteLewis) in February 2007. Mrs Lewis has served as President of the B.V.I. Bar Association, of which she was previously Secretary and Vice President. She also served as Secretary, Treasurer and Vice President of the OECS Bar Association, a regional association of the Bar Associations of the nine countries which comprise the Organisation of Eastern Caribbean States. She has served as a member of the Council and Board of Directors of the Society of Trust and Estate Practitioners and has the distinction of being elected in November 2012 to be Worldwide Chairman of STEP. She was re-elected to the post in November 2013 and stood down in November 2014. She has been a Vice President of STEP Worldwide, Chairman of the STEP Worldwide Branch Development Committee, a director of BVI Finance Limited, the BVI Ports Authority and Family Support Network of the Virgin Islands. She is now Member Emeritus of STEP Worldwide. Mrs. Lewis is also admitted to practice in St. Kitts & Nevis.

 

MARTIN LITWAK

Litwak & Partners

Mr. Martin Litwak is the Founder of Litwak & Partners and he currently occupies the position of Managing Partner of the firm.

He has dedicated his over fifteen years of experience in the legal industry to advising high net worth (HNW), ultra-high net worth (UHNW) and institutional Latin American families in respect of trust and fiduciary structures as well as to establishing investment funds for Latin American fund managers.  Martin’s investment funds practice focuses on the establishment of, and on-going advice to, offshore hedge funds, private equity funds and real estate funds for a range of investment managers and financial institutions and it covers he whole spectrum of fund structures, strategies, and situations. Mr. Litwak has also been active in international cross border transactions, such as multi-jurisdictional mergers and acquisitions

Mr. Litwak obtained his law degree cum laude from the University of Buenos Aires (Argentina) in 1998. A few years later he was admitted as a lawyer both in England and Wales and in the British Virgin Islands. He holds a Masters Degree in Finance and Law.

Mr. Martin Litwak has successfully established Litwak & Partners into an award-winning, offshore law firm that is highly specialized in multi-jurisdictional transactions, private clients, investment funds and corporate matters. Under the direction of Mr. Martin Litwak, Litwak & Partners has emerged as one of the premier boutique, regional law offices in Latin America.

Mr. Litwak has authored and co-authored several articles published in legal publications and journals in Latin America, the United Kingdom and the United States on a wide variety of issues in the investment funds and wealth management industries. He is also a frequent speaker at regional and international conferences and seminars and media collaborator.

Mr. Litwak is an active member of the American Bar Association (International Section) and the Society of Trust and Estate Practitioners (where he currently serves as the chairman of the South America branch). He is also the head of the “Team BVI LatAm”, a board of advisors to BVI Finance and a regional director of the Hedge Fund Association for Latin America.

During his extensive career, Mr. Litwak was recognized by prestigious publications such as Who’s Who Lawyers, Chambers & Partners, Legal Week, Euromoney and IFLR1000.

Only in 2017, Mr. Litwak was featured in the editions of the "Who's Who Legal" for Private Funds and Mergers and Acquisitions and included in the Legal Week‘s “Private Client Global Elite” list.


 

 
 

ROB MADDEN 

Alexandria Bancorp

Robert Madden is the Managing Director of Alexandria Bancorp Limited and oversees Alexandria’s operations in Barbados and Grand Cayman. Robert provides personalized trust and global investment management services to high net worth families and their advisors. Prior to joining Alexandria Robert specialized in tax law with Thorsteinssons LLP and previously was Executive Vice-President of a family office based in Toronto and a Senior Accountant with KPMG.

A member of the Executive Committee of the Cayman Islands Bankers Association, Robert is admitted to the Ontario Bar, a member of the Society of Trust and Estate Practitioners (STEP) and also is a Chartered Accountant. Robert has authored papers for STEP and the Canadian Tax Foundation. He is a former co-editor on the OBA tax section executive and a speaker at STEP and other estate planning seminars. Robert studied law at the University of Toronto and received his Commerce degree from Queen’s University.

CHRIS McKENZIE

O'Neal Webster

Chris McKenzie chaired STEP's Caribbean and Latin America region from 2010 to 2013, after having been elected to serve on STEP's Council as one of the region's two Council members from 1999 to 2010. He was the founding Chair of the British Virgin Islands branch.

Chris was admitted to practise as a lawyer in that jurisdiction in 1996 and was head of Harneys' trusts team from 1996 to 2004 when he joined Walkers as a partner. He relocated to London at the end of 2012 and became a partner of O'Neal Webster in 2013.

Chris chaired the STEP committee, the proposals of which led to the enactment of the BVI's VISTA trust legislation and its regulations enabling exempt private trust companies to be set up. He has sat on various BVI government appointed committees, is a frequent speaker at international conferences and has written many of the leading works on British Virgin Islands trust and succession law. He is also a former Vice President of the BVI Bar Association and is the Chair of its probate committee. He has been a member of the Caribbean Conference steering committee since 1999 and is also admitted to practise in Anguilla.

ANTHONY PEREA

LISCR LLC / LISCR Trust Company

Anthony Perea is a Managing Director for LISCR, LLC and Director for the LISCR Trust Company. He is responsible for the Corporate Registry. The LISCR Group is based out of Dulles, Virginia and manages both the Liberian Shipping Registry and Corporate Registry.  The Liberian Shipping Registry is the second largest in the world with over 4,200 vessels.   The Corporate Registry provides corporate services, entity formation, vessel entity registration, foundations, limited partnerships, foreign maritime entities, LLC's, corporations, consulting and other financial and advisory services.


Anthony brings 25 years of experience in corporate services, trust, private banking, and wealth planning. His particular focus is on complex corporate structuring and planning for single and multi-generational high net worth and ultra-high net worth individuals and families.


He obtained his bachelor's degree in Economics and Business Administration from Inter-American University and has completed graduate studies in Trust and Equity Law at the University of London. He is a former Director for STEP Miami having served for 10 years on its Board. He is currently a standing member and Board Director for STEP Caribbean Conference Ltd. 

 
 

ROSA RESTREPO

ARIFA Corporate Services

Ms. Rosa Restrepo joined ARIFA in 1989 and became a partner in 1995.  From 1989 to 2008, Ms. Restrepo was the resident lawyer in our British Virgin Islands office. Ms. Restrepo obtained her Bachelor of Laws, sigma lambda, in 1986 from Panama University and her Master of Laws, (Fulbright Scholar), from the American University in 1988.

Ms. Restrepo is a partner who specializes in advising institutional and private clients in the areas of offshore services, fiscal residency, estate planning, trusts and foundations. In these areas, she assists clients to adapt to the new challenges resulting from international standards on corporate structuring. She also offers broad expertise in assisting international clients with the implementation of FATCA and other pieces of foreign legislation that may affect their structures and activities.

With deep broad-based experience in privatizations, government concessions, public contracts and administrative law, she also heads the firm’s Government Contracts and Permits Group, where she has assisted leading multinational and Panamanian companies in establishing and starting their businesses in the Republic of Panama.

She is a member of the firm’s Operations Committee where she helps oversee regulatory and administrative matters of the ARIFA group.

Ms. Restrepo is an active member of STEP (Chair of the Panama Branch) and member of both the STEP CC and STEP LATAM Conference Advisory Committee.

 

AMANDA YOUNG

International Trust Services Ltd.

Justice of the Peace since January 2011, Amanda has worked in the corporate and International Financial Services Industry in Belize since March 2003 with her first 9 years at Barrow and Williams Law Firm as the firm’s Administrative Director for the IFS department. In 2012 after gaining a wealth of experience in the industry, Amanda began focusing on Trusts and Foundations when she joined the trust team of Bay Trust International Limited/Broadway Trust Consultancy Services Limited as the International Trust Manager. Moving on from Bay Trust and now as a member of the ITSL/ICS team, Amanda’s main role as Trust Manager includes management of the trust company. She is also responsible for overseeing the operation and services of the company, which includes full trust and foundation administration services and management of multi-jurisdictional structures.

Amanda has been a full member of STEP since December 2011 and was appointed the Secretary of the Belize Chapter of STEP in 2012, where she was later elected as the Chapter’s Chairperson in 2015.  She has successfully studied STEP’s Certificate in Foundations and has been actively involved in Foundation establishment and management since the passing of the Belize International Foundations Act and the International Foundations Regulations in 2010.  She has also successfully studied the International Compliance Association’s Certificate examinations in Anti-Money Laundering, Compliance Awareness and Financial Crimes Awareness.

Professional Memberships include: Member and Secretary of the Belize International Financial Services Association, Full Member of the Society of Trust and Estate Practitioners (STEP) and Chairperson of STEP – Belize Chapter.

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